
Home Mortgage Specialists
At The Bank & Trust, we are committed to helping you find the right mortgage product for your needs. We make the process of securing a mortgage as simple as possible by focusing on what is important: You! From buying or building a new home, to remodeling your current home, to property investing, The Bank & Trust mortgage specialists can help you make “money-smart” decisions.
- Loan Amount
- Down payment
- Interest Rate
- Term
- Enter any additional costs to be added into your monthly payments
- An annual or semiannual tax that is assessed, collected, and used by your local government for community funding. Commonly this is escrowed and included in your monthly mortgage payment.
- An insurance policy that protects your property and belongings from damage and destruction (also known as Hazard Insurance). It also can protect you from liability if damage or injury is caused to other people on your property.
- Homeowners Association fees (or dues) are used to cover services and amenities in the community or neighborhood the property is in.
- An insurance policy that protects a lender if a borrower defaults on their loan. Having Mortgage Insurance can make it easier for buyers with smaller down payment amounts to buy a home.
- Making a larger monthly payment on your mortgage can help save on your interest and pay off the mortgage sooner. Make sure to check there aren't limits or charges for early payoffs first.
- You can make interest only payments for the selected amount of years before making principal and interest payments. During this period you still can make interest only payments, as well.
- Mortgage Payment (P&I)
- $0 (100%)
- Property Tax
- $0 (0%)
- HOA Dues
- $0 (0%)
- Homeowners Insurance
- $0 (0%)
- Mortgage Insurance
- $0 (0%)
- Total Monthly Payment
- $0
- Payment Every Month
- Total Principal Paid
- Total Interest Paid
- Total Cost of Loan
Pmt # | Payment | Principal | Interest | MI | Balance |
---|
Pmt # | Int Rate | Mth Pmt | Principal | Interest | Balance |
---|
- Telephone
- 830-774-2555
- info@thebankandtrust.bank
- NMLS
- 446307
Purchasing a home?
The home of your dreams is waiting for you. Let our Team of experienced & knowledgeable Mortgage Specialists help you secure the right financing, as quickly & easily as possible. We are ready to be of service…just give us a call!
Looking to refinance?
If you're considering refinancing your current mortgage, we can help you understand your options. We listen to your specific needs then present personalized mortgage options for you in real-time. Your needs can change, so can your mortgage loan. We are ready to be of service…just give us a call!